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        <title><![CDATA[alimony - Aretsky Law Group, P.C.]]></title>
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            <item>
                <title><![CDATA[Is Mediation Right for You?]]></title>
                <link>https://www.aretsky-law.com/blog/is-mediation-right-for-you/</link>
                <guid isPermaLink="true">https://www.aretsky-law.com/blog/is-mediation-right-for-you/</guid>
                <dc:creator><![CDATA[Aretsky Law Group]]></dc:creator>
                <pubDate>Thu, 04 Aug 2016 11:12:41 GMT</pubDate>
                
                    <category><![CDATA[Divorce & Family Law]]></category>
                
                    <category><![CDATA[Mediation]]></category>
                
                
                    <category><![CDATA[alimony]]></category>
                
                    <category><![CDATA[divorce]]></category>
                
                    <category><![CDATA[mediation]]></category>
                
                
                
                    <media:thumbnail url="https://aretsky-law-com.justia.site/wp-content/uploads/sites/1303/2016/08/hs600.jpg" />
                
                <description><![CDATA[<p>Mediation can be a desirable alternative to litigation for New Jersey divorcing couples. In mediation an unbiased third party, the mediator, guides the couple and helps them work towards an amicable solution. The most important factor is that both parties are committed to reaching an agreement that is fair and equitable. Each must be willing&hellip;</p>
]]></description>
                <content:encoded><![CDATA[
<p><a href="/practice-areas/divorce-family-law/divorce/divorce-mediation/">Mediation</a> can be a desirable alternative to litigation for New Jersey <a href="/practice-areas/divorce-family-law/">divorcing</a> couples. In mediation an unbiased third party, the mediator, guides the couple and helps them work towards an amicable solution. The most important factor is that both parties are committed to reaching an agreement that is fair and equitable. Each must be willing to see things from the other’s perspective.</p>



<p><a href="/practice-areas/divorce-family-law/divorce/private-and-court-ordered-mediation/">Mediators</a> do not have to be attorneys, but many are. It is helpful to have a mediator who is well versed in New Jersey divorce and family law. Although your mediator cannot offer advice, he or she can educate clients regarding the relevant laws.</p>



<p>If children are involved, the idea of their parents divorcing is often a traumatic experience. Using mediation rather than litigation may ease the stress. Seeing their parents communicating amicably and trying to work things out reasonably will likely relieve their anxiety about what the future holds.</p>



<p><strong>Frequently Asked Questions</strong></p>



<p>The answers to these questions can help you decide whether or not mediation is right for you:</p>



<ol class="wp-block-list">
<li><strong>If the mediator is an attorney, do I also have to hire my own attorney?</strong></li>
</ol>



<p>Even if the mediator is an attorney, he or she does not represent you. Although not required, it may be advisable to hire an attorney to consult from time to time.</p>



<ol start="2" class="wp-block-list">
<li><strong>Our divorce will involve <a href="/practice-areas/divorce-family-law/divorce/high-net-worth-divorce/">high assets</a>. Can we still use mediation?</strong></li>
</ol>



<p>Yes, as long as both parties are willing to work cooperatively and honestly, mediation can work.</p>



<ol start="3" class="wp-block-list">
<li><strong>What issues can be decided through mediation?</strong></li>
</ol>



<p>All issues can be decided through mediation:</p>



<ul class="wp-block-list">
<li><a href="/practice-areas/divorce-family-law/child-custody-parenting-time/">child custody</a></li>



<li><a href="/practice-areas/divorce-family-law/child-support/">child support</a></li>



<li><a href="/practice-areas/divorce-family-law/divorce/alimony/">spousal support</a></li>



<li><a href="/practice-areas/divorce-family-law/divorce/property-distribution/">equitable distribution of marital assets</a></li>
</ul>



<ol start="4" class="wp-block-list">
<li><strong>If i start mediation and then decide I am unhappy with how it is going, can I pull out?</strong></li>
</ol>



<p>Yes, you can decide that mediation is not right for you.</p>



<ol start="5" class="wp-block-list">
<li><strong>If i decide that mediation is not right for me, can the information I provided during mediation later be used against me in court?</strong></li>
</ol>



<p>No, unless previously agreed by you and your spouse, what you say in mediation is confidential and cannot later be used in court.</p>



<ol start="6" class="wp-block-list">
<li><strong>I like my mediator, but my spouse and I have been unable to reach an agreement through mediation. Can I now hire my mediator to be my attorney?</strong></li>
</ol>



<p>No, you cannot hire your mediator to be your attorney. Neither can you hire another attorney from the same firm.</p>



<ol start="7" class="wp-block-list">
<li><strong>How do the costs of litigation and mediation compare?</strong></li>
</ol>



<p>Mediation is usually less costly. That is because even if you also hire an attorney with whom to confer from time to time, mediation is almost always a shorter process.</p>



<ol start="8" class="wp-block-list">
<li><strong>If my spouse and I reach an agreement through mediation, is that agreement binding?</strong></li>
</ol>



<p>No, mediation is not really a legal process. However, if an oral agreement is reached at mediation, it may be enforced as an agreement by the Court.</p>



<ol start="9" class="wp-block-list">
<li><strong>Does the court ever order couples to participate in mediation?</strong></li>
</ol>



<p>Yes, the court mandates mediation for economic issues when these matters have not been resolved by the date of the Early Settlement Panel. It mandates mediation for child custody and parenting issues when a divorce complaint involving children is filed.</p>



<ol start="10" class="wp-block-list">
<li><strong>What qualities in a couple’s relationship might make mediation more difficult?</strong></li>
</ol>



<p>These qualities might make mediation a problem:</p>



<ul class="wp-block-list">
<li>inability to communicate calmly and rationally with one another</li>



<li>unwillingness of one or both to compromise</li>



<li>one of the two feels intimidated by the other</li>
</ul>



<ol start="11" class="wp-block-list">
<li><strong>Are there any circumstances under which mediation is seldom advisable?</strong></li>
</ol>



<p>Yes, domestic violence in any form makes mediation an unwise choice.</p>



<p>The goal of divorce mediators is to encourage clients to communicate with one another in a non contentious manner so that they can reach an agreement that suits each party’s needs to the greatest extent possible.</p>
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                <title><![CDATA[New Jersey Alimony Law Would End Lifetime Payments]]></title>
                <link>https://www.aretsky-law.com/blog/new-jersey-alimony-law-would-end/</link>
                <guid isPermaLink="true">https://www.aretsky-law.com/blog/new-jersey-alimony-law-would-end/</guid>
                <dc:creator><![CDATA[Aretsky Law Group]]></dc:creator>
                <pubDate>Mon, 03 Mar 2014 05:00:00 GMT</pubDate>
                
                    <category><![CDATA[Uncategorized]]></category>
                
                
                    <category><![CDATA[alimony]]></category>
                
                    <category><![CDATA[alimony laws nj]]></category>
                
                    <category><![CDATA[bergen county divorce lawyer]]></category>
                
                    <category><![CDATA[divorce lawyer hackensack]]></category>
                
                    <category><![CDATA[how to figure out alimony in NJ]]></category>
                
                
                
                <description><![CDATA[<p>  &nbsp;    &nbsp;Competing interests keep any proposal from moving forward  Everyone seems to agree that the alimony laws in New Jersey need reform….</p>
]]></description>
                <content:encoded><![CDATA[<div class="wp-block-image">
<figure class="alignright is-resized"><img decoding="async" src="https://2.bp.blogspot.com/-npvqAO7EL5c/UxTM2wjqOPI/AAAAAAAAKTo/o_LQ-36mPVQ/s1600/Screen+Shot+2014-03-03+at+10.41.12+AM.png" alt="" style="width:300px"/></figure></div>


<h2 class="wp-block-heading" id="h-competing-interests-keep-any-proposal-from-moving-forward">Competing interests keep any proposal from moving forward</h2>



<p>
Everyone seems to agree that the alimony laws in New Jersey need reform. In particular, the concept of lifetime alimony.  Famous cases have made national news as one man was forced to pay many times his current income. 
New guidelines, modeled after a 2011 Massachusetts alimony reform law, are championed by New Jersey Alimony Reform. They are calling for a major overhaul of the system.
The State Bar Association’s Family Law Section believes that alimony based on marriage duration would eliminate permanent alimony, and feel this would not be good for certain disadvantaged spouses. They also express concern that the new proposed law would change how awards are calculated in the first place.
The New Jersey Law Journal sets up the debate this way:
</p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<p>
Under the NJAR bill, A-845, alimony duration would be capped at a period equal to: one half the life of the marriage, if it lasted five years or less; 60 percent, if less than 10 years but greater than five; 70 percent, if less than 15 years but greater than 10; 80 percent, if less than 20 years but greater than 15; and an indefinite period, if the marriage lasted longer than 20 years. The judge could deviate “in the interest of justice” based on specific findings.
</p>
</blockquote>



<p>
The Bar says the law would:
</p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<p>
totally undermine the contributions and sacrifices of a stay-at-home parent” by treating marriages with and without children the same way. And judges, though they’d be allowed to deviate, would rarely do so and instead take a “cookie cutter approach
</p>
</blockquote>



<p>
The Bar has offered a different approach in measure A-1649
</p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<p>
… it enumerates factors for judges to consider in connection with an application to modify or terminate alimony.
The payer would have to demonstrate changed circumstances by a preponderance of the evidence, and the judge could order a change based on the payer’s retirement, job loss or, if self-employed, loss of business. A recipient’s cohabitation with a new partner also would qualify, and a judge could find such an arrangement exists even if they aren’t living together full time.
Common factors for the judge to consider are the age and health of the ex-spouses, reasons for change in employment and whether the change is in good faith, and the accepted retirement age in the payer’s field or industry.</p>
</blockquote>



<p>
If you are faced with a future of paying alimony, you need to make certain that you are well represented by a <a href="/">family law attorney with experience dealing with New Jersey divorce law</a>.  We can help. 
Our offices are located at:
<strong>Hackensack – Just off Route 4</strong>
3 University Plaza Drive
Suite 207
Hackensack, N.J. 07601
Phone: 201-580-3411
Fax: 201-445-5867
We also offer numerous meeting locations throughout the three county area.</p>
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                <title><![CDATA[THE SMART DIVORCE]]></title>
                <link>https://www.aretsky-law.com/blog/the-smart-divorce/</link>
                <guid isPermaLink="true">https://www.aretsky-law.com/blog/the-smart-divorce/</guid>
                <dc:creator><![CDATA[Aretsky Law Group]]></dc:creator>
                <pubDate>Tue, 21 Jan 2014 05:00:00 GMT</pubDate>
                
                    <category><![CDATA[Uncategorized]]></category>
                
                
                    <category><![CDATA[alimony]]></category>
                
                    <category><![CDATA[bergen county divorce lawyer]]></category>
                
                    <category><![CDATA[bergen county lawyer]]></category>
                
                    <category><![CDATA[divorce]]></category>
                
                    <category><![CDATA[divorce attorney]]></category>
                
                    <category><![CDATA[divorce attorney bergen county]]></category>
                
                    <category><![CDATA[divorce property settlement]]></category>
                
                    <category><![CDATA[lawyer]]></category>
                
                    <category><![CDATA[mediation]]></category>
                
                
                
                <description><![CDATA[<p>      The Truth About Divorce? You Decide!    If you are about to go through a divorce, consider the issues raised in the article below. &nbsp;Divorce…</p>
]]></description>
                <content:encoded><![CDATA[
<p><strong>The Truth About Divorce? You Decide!</strong></p>



<p>If you are about to go through a divorce, consider the issues raised in the article below. Divorce arbitration and mediation are alternatives to litigating your matter in Court. <a href="https://www.huffingtonpost.com/deborah-moskovitch/the-truth-about-divorce-y_b_4629267.html" target="_blank" rel="noopener noreferrer">http://www.huffingtonpost.com/deborah-moskovitch/the-truth-about-divorce-y_b_4629267.html</a> The partners at Aretsky & Aretsky, Esqs., are Court approved mediators.</p>



<blockquote class="wp-block-quote is-layout-flow wp-block-quote-is-layout-flow">
<p>Eric J. Aretsky Aretsky & Aretsky 3 University Plaza Drive, Suite 207 Hackensack, NJ 07601 Phone: (201) 996-0234 Fax: 201-445-5867</p>
</blockquote>
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                <title><![CDATA[Child support: How to find the latest info on your case]]></title>
                <link>https://www.aretsky-law.com/blog/child-support-how-to-find-latest-info/</link>
                <guid isPermaLink="true">https://www.aretsky-law.com/blog/child-support-how-to-find-latest-info/</guid>
                <dc:creator><![CDATA[Aretsky Law Group]]></dc:creator>
                <pubDate>Mon, 30 Apr 2012 04:00:00 GMT</pubDate>
                
                    <category><![CDATA[Uncategorized]]></category>
                
                
                    <category><![CDATA[alimony]]></category>
                
                    <category><![CDATA[bergen county]]></category>
                
                    <category><![CDATA[child custody lawyer]]></category>
                
                    <category><![CDATA[child support]]></category>
                
                    <category><![CDATA[divorce attorney]]></category>
                
                    <category><![CDATA[divorce lawyer]]></category>
                
                    <category><![CDATA[employment law attorney]]></category>
                
                    <category><![CDATA[family law]]></category>
                
                    <category><![CDATA[family lawyer]]></category>
                
                    <category><![CDATA[fort lee]]></category>
                
                    <category><![CDATA[hackensack]]></category>
                
                    <category><![CDATA[mahwah]]></category>
                
                    <category><![CDATA[ridgewood]]></category>
                
                
                
                <description><![CDATA[<p> Our Hackensack divorce attorneys can help you if you believe your child support amount is unfair for any reason, if your ex has hired an attorney, if…</p>
]]></description>
                <content:encoded><![CDATA[<div class="wp-block-image">
<figure class="alignright"><img decoding="async" src="https://4.bp.blogspot.com/-PxhfWB4vQg8/T3Y7c7BA3oI/AAAAAAAAADY/Xzj9PoJmyFo/s320/The-Branch-of-Family-Law.jpg" alt=""/></figure></div>


<p>Our <a href="/">Hackensack divorce attorneys</a> can help you if you believe your child support amount is unfair for any reason, if your ex has hired an attorney, if you have a business or other assets to protect, or if your ex is avoiding paying child support. Child support issues are not always simple. They are one of the most common causes of dispute in a divorce.Before you come to your first visit with an attorney, its helpful to have the latest information about your child support case . You can find your child support information on the state website: http://www.njchildsupport.org/#  You can also call the New Jersey Child Support Information Line at 1-877-NJKIDS1, or visit your local office. The Bergen County Child Support office is located at 133 River Street, Hackensack, New Jersey, 07601 , and can be reached by phone at (201) 527-1200.The highly qualified Bergen County lawyers at Aretsky & Aretsky provide experienced, caring, and aggressive representation in the areas of Divorce, Criminal Defense, Employment Law and Personal Injury with offices in: Bergen County, Hackensack, Ridgewood, Mahwah, Fort Lee.</p>
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                <title><![CDATA[Divorce lawyer reveals how to obtain a restraining order]]></title>
                <link>https://www.aretsky-law.com/blog/divorce-lawyer-reveals-how-to-obtain/</link>
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                <dc:creator><![CDATA[Aretsky Law Group]]></dc:creator>
                <pubDate>Sat, 28 Apr 2012 04:00:00 GMT</pubDate>
                
                    <category><![CDATA[Uncategorized]]></category>
                
                
                    <category><![CDATA[alimony]]></category>
                
                    <category><![CDATA[bergen county]]></category>
                
                    <category><![CDATA[child custody lawyer]]></category>
                
                    <category><![CDATA[child support]]></category>
                
                    <category><![CDATA[divorce attorney]]></category>
                
                    <category><![CDATA[divorce lawyer]]></category>
                
                    <category><![CDATA[employment law attorney]]></category>
                
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                    <category><![CDATA[family lawyer]]></category>
                
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                    <category><![CDATA[mahwah]]></category>
                
                    <category><![CDATA[ridgewood]]></category>
                
                
                
                <description><![CDATA[<p>If your spouse has hurt you or threatened to hurt you, intentionally damaged your property, or repeatedly contacted you in a way that is annoying or intimidating, you may be able to get a restraining order against them. Our law firm serves many Fort Lee family law clients around these and other family law issues.&hellip;</p>
]]></description>
                <content:encoded><![CDATA[<div class="wp-block-image">
<figure class="alignright"><img decoding="async" src="https://4.bp.blogspot.com/-5E0KvLmwE38/T3ZDbOQrORI/AAAAAAAAAEI/KNdoSdetMtU/s320/copcar.jpg" alt=""/></figure></div>


<p> <strong></strong>If your spouse has hurt you or threatened to hurt you, intentionally damaged your property, or repeatedly contacted you in a way that is annoying or intimidating, you may be able to get a restraining order against them. Our law firm serves many <a href="/">Fort Lee family law</a> clients around these and other family law issues. A restraining order can require your spouse to do a of a number of things including: prohibit them from contacting you or others named in the order, from continuing the abusive behaviors, or from possessing a firearm. It can give you sole possession of the home you both live in, require them to pay for certain expenses, require them to undergo counseling, or other relief that you request for yourself or your children. If your spouse is being abusive, your family law attorney will help you collect the documentation you need of the abuse to get a restraining order. Your attorney can help you to decide what the order will compel your spouse to do or stop doing to keep you and your children safe. You may want to ask your attorney about pursuing criminal charges against your spouse.The highly qualified Bergen County lawyers at Aretsky & Aretsky provide experienced, caring, and aggressive representation in the areas of Divorce, Criminal Defense, Employment Law and Personal Injury with offices in: Bergen County, Hackensack, Ridgewood, Mahwah, Fort Lee.</p>
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            <item>
                <title><![CDATA[Three good reasons to seek an employment law attorney]]></title>
                <link>https://www.aretsky-law.com/blog/three-good-reasons-to-seek-employment/</link>
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                <dc:creator><![CDATA[Aretsky Law Group]]></dc:creator>
                <pubDate>Wed, 25 Apr 2012 04:00:00 GMT</pubDate>
                
                    <category><![CDATA[Uncategorized]]></category>
                
                
                    <category><![CDATA[alimony]]></category>
                
                    <category><![CDATA[bergen county]]></category>
                
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                    <category><![CDATA[child support]]></category>
                
                    <category><![CDATA[divorce attorney]]></category>
                
                    <category><![CDATA[divorce lawyer]]></category>
                
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                <description><![CDATA[<p>As Bergen County employment law attorneys, we encounter all kinds of New Jersey employment concerns, from simple to unusual and complex.Here are some of common employment concerns that necessitate an attorney:1. Contact an attorney anytime you believe you were discriminated against on the basis of your race, nationality, sex, marital or domestic partnership status, age,&hellip;</p>
]]></description>
                <content:encoded><![CDATA[<div class="wp-block-image">
<figure class="alignright"><img decoding="async" src="https://2.bp.blogspot.com/-E3J7omMpvqk/T3ZHDDnxP2I/AAAAAAAAAEs/DjwXnD-NWMA/s320/workers.jpg" alt=""/></figure></div>


<p>     As <a href="/">Bergen County </a><a href="/"><strong>employment law attorney</strong></a>s, we encounter all kinds of New Jersey employment concerns, from simple to unusual and complex.Here are some of common employment concerns that necessitate an attorney:1. Contact an attorney anytime you believe you were discriminated against on the basis of your race, nationality, sex, marital or domestic partnership status, age, medical condition or disability, or other protected status. Discrimination is always wrong , and an attorney will help you fight for justice and the compensation you deserve.2. You were not paid at least New Jersey minimum wage of $7.25 an hour for all the hours you worked. If you’ve been paid improperly, our employment attorneys in Bergen County can help you recover your wages.3. Workplace harrassment: No employee should ever be subjected to the hostile work environment created by sexual or other workplace harassment. Unlawful harassment can include unwelcome verbal conduct, such as racial slurs or offensive comments about the sexual orientation, religious dress, or disability of an employee. If you are a victim of unlawful harassment or discrimination, a Bergen County employment lawyer can help protect your employment rights.The highly qualified Bergen County lawyers at Aretsky & Aretsky provide experienced, caring, and aggressive representation in the areas of Divorce, Criminal Defense, Employment Law and Personal Injury with offices in: Bergen County, Hackensack, Ridgewood, Mahwah, Fort Lee.</p>
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                <title><![CDATA[Timeframe for New Jersey divorce]]></title>
                <link>https://www.aretsky-law.com/blog/timeframe-for-new-jersey-divorce/</link>
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                <dc:creator><![CDATA[Aretsky Law Group]]></dc:creator>
                <pubDate>Mon, 23 Apr 2012 04:00:00 GMT</pubDate>
                
                    <category><![CDATA[Uncategorized]]></category>
                
                
                    <category><![CDATA[alimony]]></category>
                
                    <category><![CDATA[bergen county]]></category>
                
                    <category><![CDATA[child custody lawyer]]></category>
                
                    <category><![CDATA[child support]]></category>
                
                    <category><![CDATA[divorce attorney]]></category>
                
                    <category><![CDATA[divorce lawyer]]></category>
                
                    <category><![CDATA[employment law attorney]]></category>
                
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                <description><![CDATA[<p>Once they have made the difficult decision to get divorced, most people want it to be over as soon as possible. (If you are looking for a Ridgewood divorce attorney, see our website) The good news is that New Jersey does not have a waiting period for divorce, like some states do.If you have a&hellip;</p>
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                <content:encoded><![CDATA[<div class="wp-block-image">
<figure class="alignright"><img decoding="async" src="https://3.bp.blogspot.com/-CUyrC8i42YA/T3ZBCGfm_II/AAAAAAAAAD8/gYgqnsBuPjk/s320/divorce-decree.jpg" alt=""/></figure></div>


<p>           Once they have made the difficult decision to get divorced, most people want it to be over as soon as possible. (If you are looking for a <a href="/">Ridgewood divorce attorney</a>, see our website) The good news is that New Jersey does not have a waiting period for divorce, like some states do.If you have a simple case, no children, and few assets; or if you and your spouse are lucky enough to agree about most of the matters of the divorce; it could be all over in as soon as 2-3 months.For many divorcing couples, things are more complicated. While the dissolution itself doesn’t take long, things like parenting and dividing your assets can take longer to settle. Your attorney’s first priority is to make sure your interests are best represented in the final decision and that the process is fair to you, but they will also advise you on how to get it done as quickly as it can be.The highly qualified Bergen County lawyers at Aretsky & Aretsky provide experienced, caring, and aggressive representation in the areas of Divorce, Criminal Defense, Employment Law and Personal Injury with offices in: Bergen County, Hackensack, Ridgewood, Mahwah, Fort Lee.</p>
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                <title><![CDATA[Debate over Alimony and Child Support laws heats up]]></title>
                <link>https://www.aretsky-law.com/blog/debate-over-alimony-and-child-support/</link>
                <guid isPermaLink="true">https://www.aretsky-law.com/blog/debate-over-alimony-and-child-support/</guid>
                <dc:creator><![CDATA[Aretsky Law Group]]></dc:creator>
                <pubDate>Sun, 15 Apr 2012 04:00:00 GMT</pubDate>
                
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                <description><![CDATA[<p>Check out this article from The Jersey Journal about the debate over proposed law changes:Is alimony antiquated? Should child support depend on ability to pay? “There’s a chorus of people shouting that alimony is a leftover from an earlier society and awards are arbitrary and unfair. They don’t complain as loudly about child support, but&hellip;</p>
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<p>         Check out this article from The Jersey Journal about the debate over proposed law changes:<a href="http://www.nj.com/hudson/voices/index.ssf/2012/03/is_alimony_antiquated_should_c.html" rel="noopener noreferrer" target="_blank">Is alimony antiquated? Should child support depend on ability to pay?</a> </p>



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<p>“There’s a chorus of people shouting that alimony is a leftover from an earlier society and awards are arbitrary and unfair. They don’t complain as loudly about child support, but there’s a growing demand for amounts to be modified when payers hit economic hardships. Couples often wrangle over payments before, during and after their divorce, and few judges enjoy hearing their griping and sniping. In this not-so-great economy, complaints have grown even shriller and more frequent. Assemblyman Sean Kean of Monmouth County introduced legislation that already has been approved unanimously by Judiciary Committees in both houses of the Legislature. It would allow courts to modify child support and alimony payments when circumstances change. That means courts could lower payments if the paying spouse or parent lost a job or suffered some other significant decline in income lasting six months or more. Only if the income reduction wasn’t deliberate, of course….”</p>
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<p>The highly qualified Bergen County lawyers at Aretsky & Aretsky provide experienced, caring, and aggressive representation in the areas of Divorce, Criminal Defense, Employment Law and Personal Injury with offices in: Bergen County, Hackensack, Ridgewood, Mahwah, Fort Lee.</p>
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